Should You Purchase Travel Insurance?

(425 Reviews)
99% Recommended

Pam MacIntyre

Maple Grove, MN
Australia & New Zealand Specialist

New Zealand

In all my years as a Travel Professional, I’ve asked countless people, “What’s on your must-see list?” And without fail, New Zealand is always at the top! Honestly, who wouldn’t want to experience this majestic ...

Let’s start with the first question: “Do most travelers purchase travel insurance?”


Travel insurance is a personal decision, and my job is to explain the benefits so you can make the best choice for you. I’d say about 65% of my travelers opt for some form of coverage—especially since there are different types to consider depending on your trip.


Next up: “Would you recommend travel insurance?”


Yes, I do—especially for international travel. Most people don’t realize that their regular health insurance usually doesn’t cover medical needs abroad. I always recommend checking with your provider to understand what’s included. Travel insurance can also help if you have to head home early due to an emergency, often covering the cost of your return and any unused portions of your trip.


Even for domestic travel, it’s worth considering. Ultimately, it’s about peace of mind—and that’s a very personal choice.


And finally: “Do you get travel insurance yourself?”


Yes, every time I travel internationally. Do I love paying for it? Not exactly—who does? But just like any kind of insurance, I’m always glad I have it when something unexpected happens.


If you’re planning international travel, taking a cruise, or just want the extra reassurance of having medical coverage, it’s definitely worth exploring. And if you decide it’s right for you, I’m happy to help you find the option that best fits your needs.


I’ve had a lot of personal and professional experience with travel insurance, and I’m always happy to help you explore the different options. Every trip is unique, and together we can find the coverage that makes the most sense for your specific plans—so you can travel with confidence and peace of mind.

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